This calculator is supplied to give you an estimate of what kind of payment you can expect.  This is only an estimate and many factors can contribute to your car payment.

 

First, find a vehicle you like put its price, plus tax, minus your down into the loan amount line.  If you don't have a specific vehicle in mind you can estimate.  For example our average car is $8000, plus tax is $8648, minus $1000 down is $7648.  $7648 is what you would put on the loan amount line.

 

Second, your interest rate.  This is a hard one to estimate because it depends completely on you.  Our rates range from %5.9 to %29.99.

 

Third, loan term.  The longer you go, the shorter the payment but usually at a higher interest rate.  The shorter term you go, the higher the payment but usually at a lower intrest rate.