FAQ's

Frequently Asked Questions

We have a lot of questions about exactly what we do, and how we do it. This is a list of some of the most frequently asked questions we get.

"Can you really help me get a car, my credit is really bad?"

At Auto Mart, we specialize in helping people with bad credit buy a good car. Multiple repossessions, bankruptcies, liens, judgements, collections etc. There is almost nothing that can stop us from getting you a car loan.

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"I don't have a driver's license, can I still buy a car?"

YES. We do not need a drivers license to sell you a car, but you do need some form of state or federally issued identification. For example, state issued ID card, passport, department of defense ID etc.

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"What do I need to bring in to buy a car?"

We need your most recent pay stub from your job. If you are a 1099 or cash worker we need your last years tax return or 3 months bank statements. If you have SSI/pension etc, you need your award letter. We also need proof of residence (ie. utility bill, phone bill, bank statement, lease or 3 pieces of junk mail) with your name on it. And that's it!

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"How much down payment do I need?"

This one we get often. We understand everyone wants the nicest car with a low down payment, why wouldn't they? It's very hard to generalize because every person, and every car, is different. About 1/3 of our cars will work in the $500 down range, 1/3 in the $1000 and the last third is $1500+.

"How much will my payment be?"

Another question we get often. And again.. it depends. Every car, person, down and term is different. One rule of thumb is that we do not allow someone to have a payment higher than 20% of their income. So if you make $2000 a month your maximum payment would be $400. Down payment and car choice make the biggest impacts here, the more down and the less expensive the car, the lower your monthly payment.

"Do you report to my credit bureau?"

Yes! One of the traps people get into when buying cars with bad credit is not having it report to your bureau. After 3 years or more of on time payments, you'd still in be the same boat when it comes time to buy again. We report to all major credit bureaus so all of your payments report directly to your credit.

"Everyone else has said no, how come you can get me a car?"

The average person we sell a car to has 4 recent inquiries from other dealerships, large and small, so you're not alone. Most dealerships tell everyone they are approved and weed through those customers for the easier deal. At Auto Mart, we have 40 years of finance and car business experience that allows us to work with the worst credit in Las Vegas and still get you into a car.

"What kind of cars do you have?"

We carry a large range of cars. All of our cars have clean titles, no salvage, flood or true mileage unknown branding like a lot of small dealers. We understand our customers though. Most people want a nicer 4 door sedan or SUV, so that is our primary inventory. You can check out our inventory by clicking the inventory tab above. We do have very high turnover, so our inventory isn't always up to date and not all of our inventory is listed online.